We provide comprehensive financial Loans tailored to your unique needs. From loans to investments, insurance to digital payments, we're here to guide you every step of the way.
Get Started TodayWealth by One Percent is a premier financial services company dedicated to helping individuals and businesses achieve their financial goals. With over 15 years of experience in the industry, we've built a reputation for excellence, integrity, and client-focused Loans.
Our team of certified financial experts provides personalized guidance across all areas of finance. We believe in building long-term relationships with our clients, offering transparent advice and innovative Loans that drive real results.
Explore Our ServicesYour financial security is our top priority. We employ bank-level encryption and security protocols to protect your data.
Our team consists of certified financial planners with decades of combined experience across all financial domains.
We don't believe in one-size-fits-all. Every solution is customized to your unique financial situation and goals.
Our financial advisors will assess your specific situation, including your credit profile, income, debt-to-income ratio, and purpose for the loan. We then recommend the most suitable loan products with the best terms available to you. We consider factors like interest rates, repayment terms, fees, and flexibility to ensure the loan aligns with your financial goals.
Our investment approach is based on your complete financial picture, not just market trends. We consider your risk tolerance, time horizon, financial goals, and overall wealth strategy. We use evidence-based investing principles and regularly rebalance portfolios to maintain alignment with your objectives. Unlike many firms, we have no hidden fees and operate as fiduciaries, meaning we're legally obligated to act in your best interest.
Approval times vary by loan type and applicant circumstances. For personal loans and auto loans, we often provide pre-approval decisions within 24 hours. Mortgage applications typically take 2-3 weeks for full approval. Business loans may take 1-2 weeks depending on the complexity. We streamline the process by using digital document submission and verification to expedite approvals whenever possible.
Absolutely. We use bank-level encryption (256-bit SSL) for all transactions, multi-factor authentication for account access, and real-time fraud monitoring. Our payment systems are PCI-DSS compliant, and we never store sensitive payment information on our servers. We also offer biometric authentication options for mobile wallet users and instant transaction notifications to help you monitor account activity.
We understand financial difficulties can arise. If you're unable to make a payment, contact us immediately. We offer several assistance options including payment deferrals, loan modifications, and temporary reduced payment plans. The sooner you contact us, the more options we have to help. We never charge late fees without first attempting to contact you about alternative arrangements.